Dear Tiny,
Today Dad and I had a meeting with someone about life insurance and it led to us making our wills online tonight. Like I said before, this stuff is important and worth it but man is it hard to do. It requires you to talk about the saddest stuff ever (one of us dying), which can really get in the way of the logic needed to make decisions about what we would want for you.
I've seen family members go through a death; when their wills are not specific (and honestly, even when they are...) everyone suffers. Fights break out among kids, siblings inherit everything and bypass spouses, feelings are hurt. Please bear in mind that one day when we aren't here anymore, the thing that we want most is for you and your siblings to mourn properly and live good lives - regardless of what our finances look like or which one of you gets my engagement ring.
This has been an expensive year for us and next year will no doubt be even more so. Money isn't everything. It's important to have a good income and good job so that you can stand on your own two feet, but honestly? Everything else is just gravy.
Love,
Mama
